I’ve been meaning to write this tip up for quite a while, but now that I’ve finally gotten some closure on it, I guess now would be a decent time. While I was in Brazil, there were two ATM machine clusters across the street from eachother, both between the beach and the hostel we were staying at. The CITIbank ATMs were more reliable, but the HSBC ATMs were a bit cheaper. At first, it always seemed worth the small extra, but since I never wanted to get much out at a time, I was racking up the bank charges. Also, several people had been using the HSBC ATM without issue, so I figured I would start using that one instead as well. This worked well the first couple of times, but one of the days I went in to get some cash out, it didn’t dispense. Undeterred, I went to one of the ATM machines someone else had just (successfully) used and tried there, and withdrew the money. This time it worked.